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Approval Criteria
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Details
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NAAC Accreditation
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The National Assessment and Accreditation Council (NAAC) shall award colleges an "A," "A+," or "A++."
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NIRF Ranking
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Generally speaking, qualified institutions are those that score highly on the National Institutional Ranking Framework (NIRF).
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NBA Accreditation
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NBA clearance is often necessary for technical and engineering colleges, particularly B.Tech institutions.
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Government Institutions
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The BSCC program often qualifies Central Universities, State Universities, IITs, NITs, AIIMS, and government polytechnic institutes.
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Courses Offered by the Colleges Accepting Bihar Credit Card
The following general and professional courses offered by the colleges accepting Bihar Student Credit Card are provided below:
Undergraduate Courses:
• B.A.
• B.Sc. (including Agriculture and Nursing)
• B.Com
• B.C.A.
• Bachelor of Pharmacy (B.Pharm)
• Bachelor of Business Administration (B.B.A.)
• Bachelor of Physiotherapy (BPT)
• Bachelor of Journalism and Mass Communication (BJMC)
• BL/LLB & BA-LLB/BBA-LLB
• B.Tech in Civil, Mechanical, Computer Science, Electrical, or Mining Engineering
Postgraduate Courses:
• M.A.
• M.Sc.
• M.Com
• M.C.A.
• MBA and similar courses
• M.Sc./M.Tech. Integrated in Civil, Mechanical, and Computer Science
Diploma Courses:
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Diploma & Polytechnic Courses
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Diploma in Civil Engineering
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Diploma in Computer Science
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Diploma in Mechanical Engineering
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Diploma in Electrical and Electronics Engineering
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Polytechnic courses in various branches
If their course and college are accepted under the program, students from other streams may apply.
Why is Delhi NCR the top destination for BSCC colleges?
One of the biggest corporate and educational centres in India, Delhi NCR provides unparalleled exposure, industry engagement, and job opportunities.
Benefits of attending BSCC colleges in Delhi NCR
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Top government and private B-schools are present.
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Robust startup and corporate ecosystem.
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Several UG and PG specializations in various fields.
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Enhanced Opportunities for internships and placement.
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JEE Main, CUET UG, CUET PG, IPU CET, MAT, CMAT, and CAT are widely accepted.
Who is eligible to apply for a loan using the Bihar Student Credit Card?
To benefit from the Bihar Student Credit Card Scheme, students need to:
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Be a long-term resident of Bihar
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Obtain a Class 12 diploma from an approved board.
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Enroll in a course or college that has been approved.
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Finish the application procedure by visiting the DRCC office and the official webpage.
At the District Registration and Counseling Centre (DRCC), students must also have their documents verified.
How to Apply for a Student Credit Card in Bihar?
The application process for the BSCC is entirely online. Students can use the guidelines below to apply for the Bihar Student Credit Card (BSCC) Scheme:
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Go to the "New Applicant Registration" section of the official 7 Nischay website.
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Complete the registration process by entering information such as your name, phone number, email address, Aadhaar number, and OTP.
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Your email address and cell phone number will receive login credentials after registering.
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Enter your personal information after logging in to the website.
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Click "Apply" after choosing "BSCC" from the menu.
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Carefully complete and submit the Bihar Student Credit Card application.
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Students must approve the acknowledgement message that appears on the screen upon submission.
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After that, the application is forwarded to the DRCC office for document verification.
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Students need to bring the necessary paperwork to the DRCC centre.
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The bank disburses the loan money when verification and bank approval are finished.
Documents Needed to Verify a Bihar Student Credit Card
The following documents must be brought to the DRCC centre by students who are applying for the Bihar Student Credit Card Scheme:
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Filled application form
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Aadhaar Card
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PAN Card
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Class 10 and Class 12 mark sheets and certificates
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Scholarship letter (if available)
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Approved course structure
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Admission proof
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Fee structure of the course
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Passport-size photographs
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Income certificate of the previous year
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Income Tax Return (ITR) of the last two years
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Bank statement of the last six months
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Residential proof such as a Passport, Driving Licence, Voter ID, etc.
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Tax receipt
The BSCC program was introduced by the Bihar state government to assist thousands of students in realizing their goal of finishing their higher education without having to worry about money. Students who wish to take advantage of the BSCC program must determine whether or not their course and college are eligible.
Why Do Bihar Students Choose BSCC Colleges for Their Higher Education?
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Low Interest Rate: Only 4% simple interest each year, and much less for female students and those with disabilities.
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Parents are not financially burdened: Parents need not break their banks to get kids into top universities.
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No Collateral Needed: There is no need for a guarantor or security, in contrast to the great majority of bank loans.
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Moratorium Period: You begin loan payments one year after finishing your course or five years after the loan was disbursed, whichever comes first.
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Flexible Repayment Terms: It is simple and stress-free to complete in five to seven years.
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Simple Application and Support: The government offers Bihar students full support to help them apply and finish the procedure without any confusion.
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Perfect for NCR's private colleges: Delhi NCR is the best destination for colleges accepting Bihar Credit Card Scheme.
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Easy payments upon completion of the course: Students can pay back their loan after 1 year of course completion, depending on the employment status of students.
What Makes KCC Institute of Legal and Higher Education the Best Option?
For thousands of students in Bihar, the Bihar Student Credit Card Scheme is more than just a loan; it's a chance to change their lives. KCC Institute of Legal and Higher Education is pleased to sponsor this program by providing top-notch education and full assistance with the loan application and admissions process.
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AICTE, NAAC, and other organizations have approved
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Numerous career-focused and vocational courses
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A fair cost schedule with simple ways to pay
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Modern facilities for education and infrastructure
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Students' special placement aid
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Student-focused regulations and support for loans and scholarships
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Special treatment for students from Bihar who apply to the BSCCS
KCC ILHE is your doorway to a better future if you're a Bihar student with lofty goals but little money. Apply now to begin your path to success and don't let money stop you!
Visit www.kccitm.edu.in or contact our admission helpdesk for further details on BSCCS and KCC admissions.
FAQs
Q1. What costs are covered by the loan from BSCC?
Your tuition, living expenses, test and library fees, and study materials are all covered by the loan. Additionally, there is a laptop/digital device allowance (usually limited to ₹35,000).
Q2. What are the conditions of repayment and interest rates?
All categories, including ordinary male students, now have zero percent interest rates. Repayment doesn't start until you finish your course and get a job.
Q3. What qualifications are required?
To apply, you have to:
• Live in Bihar permanently.
• Be younger than 25 while submitting an application
• Have obtained your 12th grade diploma from an accredited board.
• Verify your acceptance into a reputable, qualified university
Q4. How can I submit an application?
You need to register on the official Bihar State Education Finance Corporation (BSEFC) website, enter your information, and schedule a time to have your documents physically verified at the District Registration and Counseling Centre (DRCC) in your area.
Q5. How many colleges in Delhi NCR accept BSCC?
More than 150 colleges in Delhi NCR accept applications under the BSCC scheme.